Monopoly: The uncluttered edition

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I'm usually a fan of the site "Unclutterer," for its tricks and tips on getting rid of all the crap we keep. However, this post gives me some pause and discomfort. I've never been a huge player of board games, and Monopoly was actually one of the few that we played on a regular basis, particularly on snow days when we HAD to be inside. But the new edition that is talked about here may be a sign of problems for what we are trying to teach about money - gone is the paper money and now relies on electronic banking (a fancy calculator).

While many of the negative comments on the article dealt with this revision eliminating the lessons on math skills, a few did recognize the problems that might arise from reinforcing a cashless (credit-dependent) society. The article even links to another "helpful" article on how to go cashless - really, eliminating coin clutter. But treats paper money as something to be avoided.

For some time, I've struggled with how much debt do I really want to have. I've tried to find a balance of Dave Ramsey, Suze Orman, and common sense. We've been very fortunate not to have any debt up to this point, and don't really want any, though a car and possibly a house is in the near future. What gets me though is the problems that so many other have with being in debt, yet they don't seem to recognize it, and there's so few good examples and resources out there.

I absolutely hate the "Life takes Visa" commercials that show the well-oiled machine being gummed up by someone who has the audacity to use cash for a purchase. I used to be a debit card only person keeping no more than $10 in my wallet and would tease Laura for using cash exclusively. Though she's more of a credit/debit person now, I so see the wisdom and discipline of using cash. I'm certainly less willing to part with it and more ready to think about what I'm buying with cash than credit/debit.

As we're gearing up for our stewardship campaign, I wonder what more can we do to help people struggling with debt and all the issues that contribute to it and are caused by it? I don't know if Dave or Suze are the answers, but they are a start. What drives us to consume so much yet remain feeling so empty? Why do you buy what you buy?

Posting Points Predicament

This makes my fourth consecutive day to post to my blog. Granted, this post really is only to take up space. Though it's not a huge deal, I've found that because of my infrequent posting, posts don't get updated in Google Reader until up to 12 hours later. I imagine that it's due to patterns built into the search protocol, but it's a tad frustrating.

It's not like I usually have urgent things to say, with the exception of the link to information on how to help with the California wildfires. But, it would be nice to have things show up with a little more speed. Therefore, I guess I'll have to post with more frequency to keep my blog in regular check with Google Reader. I hate to approach things that way, for fear of overloading the few readers I do have, and/or burying things that do need attention. I do promise though, not to simply take up space - there's enough SPAM out there as is.

For those who don't use a reader, you will notice a few changes on the front page. Take note of the prominence of labels to find relevant posts.

Fall

There are just a few times of year that I am absolutely comfortable when it comes to the weather and the climate indoors. Today has been one of those days. It's been great on my day off to have the windows and door to the porch open and enjoy the cool breeze going through. It's rarer still that I can wear a long sleeve shirt and not push up the sleeves (granted, I'm wearing shorts).

I've known for a long time that I was not made for an Alabama climate, despite being born here and my only time living away was three years in Atlanta. I do love the summer and definitely going to the beach, but I feel more alive and comfortable in the cool weather.

It's frustrating, because I do like to bundle up and wear cold-weather clothing. We got both an L.L. Bean and Eddie Bauer catalog last week. I just flip through the pages and can only dream to be cold enough for an extended period of time to justify the flannel lined chinos and layering a weathered henley under a goose-down parka. With my internal thermostat and the lack of cold weather around here , I could wear that exactly once every two to three years. The money would better be spent on air conditioning in the summer.

Here's hoping for a long, cold winter!

If I had kids...

...and was a jerk who had no concept of teaching healthy money skills, then I might consider this Halloween prank as a good idea. It seems as if it was designed by Dave Ramsey, Bill O'Reilly, and Jerry Falwell (the Freddy, Jason, and Michael Myers of waking nightmares). However, I did get a chuckle out of teaching the dangers of identity theft.

Only a few more days 'til Halloween, we've got to get carving and settle on what scary movie to watch. Maybe we'll even get some trick-or-treaters!

California Fires: How to Help

Wildfires fueled by the hot Santa Ana winds continue to consume large portions of Southern California, particularly heavily-populated areas surrounding San Diego and Los Angeles. The United Methodist Committee on Relief is in close contact with Bishop Mary Ann Swenson of the California-Pacific Annual Conference.

“In addition to an emergency grant to support the conference in its initial efforts, disaster response consultants are at the ready to provide the conference with their presence and guidance as needed,” says the Rev. Tom Hazelwood, head of UMCOR’s domestic disaster response.

Cash gifts will help provide for recovery. Checks can be mailed to UMCOR PO Box 9068, New York, NY 10087. Write “UMCOR Advance #901670, Domestic Disaster Response,” on the memo line of your check. One hundred percent of every donation to any appeal, including appeals for California wildfires, goes to support the designated program.

Or, go to the UMCOR website.

Continuing Ed.

Tomorrow, Laura and I attend a conference at our old seminary. The conference is called "Caring in a Violent World." Despite the heavy subject matter, we're looking forward to it. Me in particular, because it ties into our Healing & Wholeness Ministry and because this is one of the few continuing education event that I've actually had a choice in what, where, and when. Up until now, most continuing ed has been dictated by either the Conference or due to ministry roles.

We're looking forward to some time here in Atlanta as well. Particularly around Emory and the in the Decatur are where I lived, there are some great food places and places to unwind. It's a great environment here too. Not many places where you can eat breakfast with people dressed in suits, tattooed and pierced from head to toe, young families, old couples, gay, and international. It's a neat mix where it seems people do more than just tolerate diversity.

Now, it's time to rest up, it's already been a long weekend.

Change a Light Day

About the ENERGY STAR Change a Light Campaign : ENERGY STAR

Saw this from another link and thought it suited for our mission and church & society focus - as well as stewardship.

Over the past year, I've pretty much replaced all our bulbs in the apartment with compact fluorescents. The only ones I haven't gotten to are our spherical bulbs in our bathrooms and a couple of lamps that the shade attaches directly to the bulb.

Because with paying bills, I'm pretty cheap, it's been a bit of a game trying to see how low our power bill can be, even during months with extreme weather. I think that I've about tweaked out as much as I can though, because things have stayed pretty much the same for the last few months. One of the biggest differences has been adjusting the air when we leave.

At our old house, I bought and installed an automated thermostat that would raise and lower the temperature at preset times. The basis of this being that a home thermostat set 5-10 degrees differently for an 8-hour period of a day, uses an extremely less amount of energy. We don't have the automated version in our apartment, but even manually changing when we leave has made huge differences. Our bills have been consistently less than 1/3 of what they were when I was living in a similarly-sized apartment in Atlanta. Sure, cost of kw/hr is probably lower here, but not that much.

There's a whole lot more I could do to shrink my "carbon footprint," and we're working on it. It certainly helps when there is a direct and positive impact in other areas of our lives.